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OptimumBank Inc.

NYSE American: OPHC · Real-Time Price · USD
8.95
-0.25 (-2.72%)
At close: Aug 12, 2026, 3:59 PM

OptimumBank Inc. (OPHC) Stock Price, Analysis & Data

-2.72%
Bidn/a
Market Cap112.97M
Revenue (ttm)56.89M
Net Income (ttm)20.49M
Beta0.26
EPS (ttm)0.85
PE Ratio (ttm)10.53
Forward PE7.99
P/B (ttm)1.59
P/S (ttm)1.99
Earnings DateOct 23, 2026
Askn/a
Volume85,588
Avg. Volume (20D)75,874
Open9.05
Previous Close9.20
Day's Range8.88 - 9.10
52-Week Range3.91 - 9.23
Analystn/a
Price Target7 (-21.79%)
Dividendsn/a
Ex-Dividend Daten/a

About OPHC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and l...

IPO Date Jun 23, 2003
Employees 98
Stock Exchange NYSE American
Ticker Symbol OPHC
Full Company Profile

Financial Performance

In 2025, OptimumBank's revenue was 49.36M, an increase of 25.56% compared to the previous year's 39.31M. Earnings were 16.65M, an increase of 26.85%.

Financial Statements

Analyst Forecast

According to 3 analyst ratings, the average rating for OPHC stock is "null". The 12-month stock price forecast is 7, which is downside of 21.79% from the latest price.

Stock Forecasts

Earnings Surprise

OptimumBank has released their quarterly earnings on Jul 24, 2026:
  • Revenue of n/a misses estimates by $0, with -100.00% YoY decline.
  • EPS of 0.28 exceeds estimates by 0.04, with -3.45% YoY decline.
  • OptimumBank Inc. is scheduled to release its earnings on Oct 23, 2026, before market opens.
    Analysts project revenue of ... Upgrade